Pepper Money againstNon-bank lendersinAU + NZ

Pepper Money

57 mentions in Australia and New Zealand, 3rd of 23 in Non-bank lenders for share of voice. Net sentiment sits 43 points below the peer median.

Markets
AU
Compare Pepper Money with other Non-bank lenders

Pepper Money among Non-bank lenders

-100-500+50+100
More negativeNet sentimentMore positive

Across: net sentiment. Size: share of voice. Ring: its sentiment mix. 1 brand with a single mention left off.

  • Positive
  • Neutral
  • Negative
  • Mixed
Share of voice
16%
3rd of 23, 57 mentions
Net sentiment
-18
Peer median +25
Net advocacy
-11
Peer median 0
Rejection
12%
7 of 57 staged mentions
  • 3rd of 23 for share of voice
  • 3rd of 5 for net sentiment
  • 5th of 5 for net advocacy
  • 5th of 5 for past awareness
  • 5th of 5 for rejection

Pepper Money against its peers

The share of Pepper Money's mentions at each stage, against the median of the other brands in Non-bank lenders mentioned in this view (22 of them).

Every staged mention of Pepper Money, 100%Rejection, the exit

  1. Awareness

    56%

    +6 pts on peers (50%)

    Names the brand in passing or in the news.

  2. Consideration

    25%

    +22 pts on peers (2%)

    Weighing it up, asking about it, comparing.

  3. Usage

    5%

    -18 pts on peers (23%)

    Says they bank, invest or are insured with it.

  4. Preference

    0%

    Level with peers (0%)

    Chooses it over the alternatives.

  5. Advocacy

    2%

    +2 pts on peers (0%)

    Recommends it to others.

  6. Rejection

    12%

    +12 pts on peers (0%)

    Left it, refuses it or warns others off.

Mentions by week

  • Positive
  • Neutral
  • Negative
  • Mixed
7 AugWeek of 6 Nov

Where the conversation happens

Mentions by source in Australia and New Zealand; the figure beside each count is net sentiment.

  • Reddit
    49-18
  • News
    5-40
  • Reviewers and creators
    3+33

What the posts were about

Sence tags each finance post with what it covers. These are the topics of the posts Pepper Money was named under; brand page posts are not tagged, so they sit under "Not tagged".

  • Home Loans
    42-21
  • Money Advice
    15+13
  • Banking
    13-31
  • Investing
    4+75
  • Credit and BNPL
    2-50
  • Not tagged
    1-100

Who they leave for, and who they leave

Comments that reject one brand and name another they use, prefer or are weighing up.

Losing customers to

Rejects Pepper Money, names this brand instead.

Winning customers from

Rejects this brand, names Pepper Money instead.

No comments in this view.

What people actually say

A spread of comments at each stage, as written. Comments that tag or name another commenter are left out.

  • “I know nothing about pepper money. And I don’t think that’s a local Aussie bank.”
    neutral

    Reddit, Australia, 21 Aug 2026

  • “lol, Pepper is more Aussie than HSBC.”
    positive

    Also mentionsHSBC, negative sentiment

    Reddit, Australia, 21 Aug 2026

  • “HSBC Mortgages going to Peppermoney. The ordinary bank accounts and credit cards going the way of the dodo.”
    neutral

    Also mentionsHSBC, neutral sentiment

    Reddit, Australia, 7 Sep 2026

  • “Don't think that they will, even tho we will all get moved to pepper mone next year,, but t&C's still apply I'd imagine”
    neutral

    Reddit, Australia, 24 Oct 2026

The posts that got Pepper Money talked about

  1. HSBC closing. Loan offset 100%. No income. How to move the loan to a local bank ?

    r/AusFinance on Reddit, 21 Aug 2026 · Home Loans, Money Advice

    12mentions
  2. Anyone with an HSBC Australia mortgage, are you refinancing or waiting to see how Pepper Money goes?

    r/AusFinance on Reddit, 16 Sep 2026 · Home Loans

    8mentions
  3. HSBC Home Loan Owners - Are You Refinancing?

    r/AusFinance on Reddit, 20 Oct 2026 · Home Loans

    5mentions
  4. Just closed my NAB banking & mortgage accounts and transferred them to Bank Australia due to Offshoring - would urge others to do the same (or a similar bank) if you care about the

    r/AusFinance on Reddit, 26 Oct 2026 · Banking, Home Loans

    4mentions

Every brand in Non-bank lenders

Every brand in this view, sortable
Weekly
SquirrelNZ7722%+4070%0%+14
Latitude FinancialNZ + AU6117%-3349%3%-3
Pepper MoneyAU5716%-1832%12%-11
First Credit UnionNZ4011%+9578%0%+10
HummNZ + AU3410%-2638%9%0
Cash ConvertersAU134%-3823%0%+8
HarmoneyNZ + AU93%-5622%11%-11
Aussie Home LoansAU82%-1225%0%0
Mortgage ChoiceAU82%-120%0%0
PlentiAU72%014%14%0
MTF FinanceNZ41%+7550%0%0
Liberty FinancialAU41%+2575%0%0
ResimacAU41%+7550%0%0
LendiAU41%+2550%0%0
MoneyMeAU41%+2550%0%0
UnityNZ3<1%+6733%0%0
La Trobe FinancialAU3<1%+6767%0%0
FirstmacAU3<1%00%0%0
Athena Home LoansAU3<1%-330%33%-33
TiimelyAU3<1%+3333%0%0
UDC FinanceNZ2<1%+50100%0%0
loans.com.auAU2<1%+5050%0%0
Police Credit UnionNZ1<1%+100100%0%+100