Afterpay againstBuy now, pay laterinAU + NZ

Afterpay

350 mentions in Australia and New Zealand, 3rd of 5 in Buy now, pay later for share of voice. Net sentiment sits 9.5 points below the peer median.

Markets
NZ and AU
Part of
Block
Compare Afterpay with other Buy now, pay later

Afterpay among Buy now, pay later

-60-40-200+20
More negativeNet sentimentMore positive

Across: net sentiment. Size: share of voice. Ring: its sentiment mix.

  • Positive
  • Neutral
  • Negative
  • Mixed
Share of voice
7%
3rd of 5, 350 mentions
Net sentiment
-39
Peer median -29
Net advocacy
-1
Peer median -3
Rejection
3%
12 of 350 staged mentions
  • 3rd of 5 for share of voice
  • 3rd of 4 for net sentiment
  • 2nd of 4 for net advocacy
  • 2nd of 4 for past awareness
  • 1st of 4 for rejection

Afterpay against its peers

The share of Afterpay's mentions at each stage, against the median of the other brands in Buy now, pay later mentioned in this view (4 of them).

Every staged mention of Afterpay, 100%Rejection, the exit

  1. Awareness

    56%

    +1 pts on peers (55%)

    Names the brand in passing or in the news.

  2. Consideration

    8%

    +2 pts on peers (7%)

    Weighing it up, asking about it, comparing.

  3. Usage

    30%

    -2 pts on peers (31%)

    Says they bank, invest or are insured with it.

  4. Preference

    0%

    Level with peers (<1%)

    Chooses it over the alternatives.

  5. Advocacy

    3%

    +1 pts on peers (1%)

    Recommends it to others.

  6. Rejection

    3%

    -4 pts on peers (7%)

    Left it, refuses it or warns others off.

Mentions by week

  • Positive
  • Neutral
  • Negative
  • Mixed
7 AugWeek of 6 Nov

Where the conversation happens

Mentions by source in Australia and New Zealand; the figure beside each count is net sentiment.

  • Reddit
    198-39
  • News
    140-38
  • Reviewers and creators
    5-20
  • Brand pages
    4-100
  • Public bodies
    30

What the posts were about

Sence tags each finance post with what it covers. These are the topics of the posts Afterpay was named under; brand page posts are not tagged, so they sit under "Not tagged".

  • Credit and BNPL
    221-32
  • Money Advice
    116-38
  • Payments and Fintech
    49-61
  • Banking
    19-58
  • Not tagged
    17-41
  • Investing
    15-13
  • KiwiSaver and Super
    13-69
  • Home Loans
    12-42
  • Insurance
    1+100
  • Scams and Fraud
    1-100

Who they leave for, and who they leave

Comments that reject one brand and name another they use, prefer or are weighing up.

Losing customers to

Rejects Afterpay, names this brand instead.

No comments in this view.

Winning customers from

Rejects this brand, names Afterpay instead.

What people actually say

A spread of comments at each stage, as written. Comments that tag or name another commenter are left out.

  • “Also keep in mind afterpay normally only provide you with a small initial limit and you slowly increase your limit as you use the service. The likelihood that you will be provided with a $1000 limit would be low”
    neutral

    Reddit, Australia, 1 Sep 2026

  • “Being rich and having a high income relative to Afterpay repayments are in fact two different things. My ‘ground breaking’ contribution is to acknowledge that BNPL is by design dangerous for more economically vulnerable.”
    negative

    Reddit, New Zealand, 21 Sep 2026

  • “yep, they have the afterpay branding all over the eftpos terminals/pos equipment. They only sell Booze, Vapes and Cigs so yeah”
    negative

    Reddit, New Zealand, 30 Sep 2026

  • “Just delaying the inevitable, afterpay is a legal way of helping people get more into a hole”
    negative

    News, New Zealand, Facebook, 11 Oct 2026

The posts that got Afterpay talked about

  1. Fuel spending through BNPL has grown several hundred per cent since last year.

    nzherald.co.nz on Facebook, 7 Oct 2026 · Credit and BNPL, Money Advice

    47mentions
  2. Mother in Afterpay doom spiral

    r/PersonalFinanceNZ on Reddit, 30 Sep 2026 · Credit and BNPL

    45mentions
  3. Guys I've finally payed off my Afterpay bill and I'm lowk proud of myself lol

    r/auckland on Reddit, 17 Sep 2026 · Credit and BNPL, Money Advice

    37mentions
  4. website encouraging people to take up golf suggesting using afterpay as a way to be included in the sport

    r/newzealand on Reddit, 4 Sep 2026 · Credit and BNPL

    10mentions

Every brand in Buy now, pay later

Every brand in this view, sortable
Weekly
Commonwealth BankAU3,36268%-3341%4%-2
NABAU1,20024%-4639%6%-4
AfterpayNZ + AU3507%-3941%3%-1
HummNZ + AU34<1%-2638%9%0
KlarnaNZ + AU11<1%-1836%9%-9